ANALISIS PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BOPO, NET INTEREST MARGIN, DAN LOAN TO DEPOSIT RATIO TERHADAP PERUBAHAN LABA. bisnisekonomi. 2009;7(2):150-165. Diakses November 1, 2026. https://journal.unimma.ac.id/bisnisekonomi/article/view/309