KEPUTUSAN PEGAWAI NEGERI DALAM MENGAMBIL KREDIT BERJANGKA. Jurnal Analisis Bisnis Ekonomi, [S. l.], v. 9, n. 1, p. 65–76, 2011. Disponível em: https://journal.unimma.ac.id/bisnisekonomi/article/view/92. Acesso em: 22 sep. 2026.