Article Sidebar

Download
PDF
Statistic
Read Counter : 995 Download : 929

Downloads

Download data is not yet available.

Main Article Content

Abstract

The internet has now been used as a medium for Online shopping; one of the media for Online shopping is e-commerce. Currently, a delayed payment system (debt) called PayLater has been implemented in e-commerce. The purpose of this study is to find out how the usage of PayLater in e-commerce is based on the perspective of Islamic law. This type of research is qualitative. Data collection methods used are library research, observation, and interviews. This study uses descriptive data analysis techniques, namely analyzing a phenomenon or social reality, by describing variables that are concerned with the problem and unit being studied and analyzed descriptively qualitatively using an inductive thinking approach, namely a way of thinking that departs from facts, events that occur. Then from the specific and concrete facts, generalizations that have a general nature are drawn. The results of the study prove that the law of buying and selling online according to Islamic law is valid as long as it does not contain haram elements and the goods being traded are halal. However, the practice of PayLater loans is not in accordance with Islamic law because there is an element of usury contained in it.

Keywords

PayLater Islamic Law E-commerce

Article Details

References

  1. Achmad Zurohman, and Eka Rahayu. “Jual Beli Online Dalam Perspektif Islam.” Iqtishodiyah : Jurnal Ekonomi Dan Bisnis Islam 5, no. 1 (January 2019). https://doi.org/10.36835/iqtishodiyah.v5i1.87.
  2. Al-Husaini, Imam Taqiyuddin Abu Bakar. Kifayatul Akhyar, Jilid 2. Surabaya: PT. Bima Ilmu Offset, 1997.
  3. Ali, Zainuddin. Hukum Ekonomi Syariah. Humanomics. Revisi. Vol. 30. Jakarta: Mahkamah Agung, 2014.
  4. Astuti, Daharmi. “Persepsi Masyarakat Terhadap Akad Jual Beli Online Perspektif Ekonomi Syariah.” Syarikat: Jurnal Rumpun Ekonomi Syariah 1, no. 1 (June 2018): 13–26. https://doi.org/10.25299/SYARIKAT.2018.VOL1(1).2625.
  5. Aulianisa, Sarah Safira. “Konsep Dan Perbandingan Buy Now, Pay Later Dengan Kredit Perbankan Di Indonesia: Sebuah Keniscayaan Di Era Digital Dan Teknologi.” Jurnal Rechts Vinding: Media Pembinaan Hukum Nasional 9, no. 2 (August 2020): 183. https://doi.org/10.33331/rechtsvinding.v9i2.444.
  6. Batubara, Yenni. “Fitur Transaksi Platform Gojek: Paylater Dalam Tinjauan Hukum Islam Dan Fatwa No. 116/DSN-MUI/IIX/2017 Tentang Uang Elektronik Syariah.” El-Mashlahah 11, no. 1 (2021): 60–77. https://doi.org/10.23971/elma.v11i1.2626.
  7. Bisri, Cik Hasan. Metode Penelitian Fiqh Jilid I. Bogor: Prenada Media, 2003.
  8. Budiantoro, Risanda Alirastra, Riesanda Najmi Sasmita, and Tika Widiastuti. “Sistem Ekonomi (Islam) Dan Pelarangan Riba Dalam Perspektif Historis.” Jurnal Ilmiah Ekonomi Islam 4, no. 01 (March 2018): 1. https://doi.org/10.29040/jiei.v4i1.138.
  9. Dahlan, Abdul Aziz. Ensiklopedia Hukum Islam, Jilid 3. Jakarta: PT. Ichtiar Baru Van Hoeve, 1996.
  10. Damayanti, F D W, and C Canggih. “Pengaruh Penggunaan Pembayaran Shopeepay Later Terhadap Perilaku Konsumsi Islam Generasi Milenial Di Surabaya.” Jurnal Ilmiah Ekonomi Islam 7, no. 03 (October 1905): 1880–88. https://doi.org/10.29040/JIEI.V7I3.2872.
  11. Diana, Anastasia. Mengenal E-Commerce. Andi. Yogyakarta, n.d.
  12. Febriandika, Nur Rizki, and Fifi Hakimi. “Analisis Kesesuaian Syariah Electronic Money Pada Bank Penerbit Uang Elektronik Di Indonesia.” An-Nisbah: Jurnal Ekonomi Syariah 07, no. 1 (2020): 212–49.
  13. Fitria, Tira Nur. “Bisnis Jual Beli Online (Online Shop) Dalam Hukum Islam Dan Hukum Negara.” Jurnal Ilmiah Ekonomi Islam 3, no. 01 (March 2017): 52. https://doi.org/10.29040/jiei.v3i01.99.
  14. Ghofur, Abdul. “Konsep Riba Dalam Al-Qur’an.” Economica: Jurnal Ekonomi Islam 7, no. 1 (May 2016): 1–26. https://doi.org/10.21580/economica.2016.7.1.1030.
  15. Hardhika, Revan EB, and Miftakhul Anam Huda. “Pengalaman Pengguna Paylater Mahasiswa Di Surabaya.” Commercium 4 (2021): 19–32.
  16. Harun. “Riba Menurut Pemikiran M. Quraish Shihab (Tela’ah Illat Hukum Larangan Riba Dalam Al-Qur’an).” Suhuf 27, no. 1 (July 2015): 38–59.
  17. Hasanah, Dafiqah, Mulyadi Kosim, and Suyud Arif. “Konsep Khiyar Pada Jual Beli Pre Order Online Shop Dalam Perspektif Hukum Islam.” IQTISHODUNA: Jurnal Ekonomi Islam 8, no. 2 (October 2019): 249–60. https://doi.org/10.36835/IQTISHODUNA.V8I2.426.
  18. Hediana, Runto, and Ahmad Dasuki Aly. “Transaksi Jual Beli Online Perspektif Ekonomi Islam.” Al-Musthafa: Jurnal Penelitian Hukum Ekonomi Syariah 3, no. 2 (2015): 41–53.
  19. Hidayat, Enang. “Dampak Garar Terhadap Keabsahan Akad Muamalah Kontemporer.” Jurnal Syarikah : Jurnal Ekonomi Islam 6, no. 2 (December 2020): 114. https://doi.org/10.30997/jsei.v6i2.2147.
  20. Ichsan, Muchammad. “Konsep Uang Dalam Perspektif Ekonomi Islam.” Profetika: Jurnal Studi Islam 21, no. 1 (July 2020): 27–38. https://doi.org/10.23917/profetika.v21i1.11646.
  21. Jannah, Miftahul, and Ahmad Musadad. “Tinjauan Hukum Islam Terhadap Fitur Layanan Shoppe Paylater.” Kaffa : Jurnal Fakultas Keislaman 2, no. 4 (December 2021): 41–55.
  22. Jual, Transaksi, Beli Online, Perspektif Syariah, Madzhab Asy-Syafi’, Retno Dyah, and Pekerti Eliada Herwiyanti. “Transaksi Jual Beli Online Dalam Perspektif Syariah Madzhab Asy-Syafi’i,” n.d.
  23. Kementrian Agama Republik Indonesia. Al-Quran Tajwid Dan Terjemah Dilengkapi Dengan Asbabun Nuzul Dan Hadist Shahih. Jakarta: sygmaexagrafika, 2010.
  24. Khisom, Muhammad. “Akad Jual Beli Online Dalam Perspektif Hukum Islam Dan Hukum Positif.” Turatsuna : Jurnal Keislaman Dan Pendidikan 1, no. 1 (February 2019): 59–67.
  25. Limpo, Lita. “Effect of Trust and Easy on Decision Online Purchase toward Special Fashion Products.” International Journal of Science and Research 6 (2015): 2319–7064. https://doi.org/10.21275/ART20177118.
  26. Mardawani. Praktis Penelitian Kualitatif Teori Dasar Dan Analisis Data Dalam Perspektif Kualitatif. Deepublish, 2020.
  27. Nasional, Departemen Pendidikan. Kamus Besar Bahasa Indonesia Pusat Bahasa, Edisi IV. Jakarta: PT Gramedia Pustaka, 2008.
  28. Okta, Eri Cahyadi. “Pandangan Hukum Islam Terhadap Tunda Bayar (Paylater) Dalam Transaksi E-Commerce Pada Aplikasi Shopee,” February 2021, 49.
  29. Prastiwi, Iin Emy, and Tira Nur Fitria. “Konsep Paylater Online Shopping Dalam Pandangan Ekonomi Islam.” Jurnal Ilmiah Ekonomi Islam 7, no. 1 (March 2021): 425. https://doi.org/10.29040/jiei.v7i1.1458.
  30. Purwadi, Muhammad Imam. “Al-Qardh Dan Al-Qardhul Hasan Sebagai Wujud Pelaksanaan Tanggung Jawab Sosial Perbankan Syariah.” Jurnal Hukum IUS QUIA IUSTUM 21, no. 1 (January 2014): 24–42. https://doi.org/10.20885/IUSTUM.VOL21.ISS1.ART2.
  31. Republik Indonesia. “Al-Qur‟an Dan Terjemahammya.” Departemen Agama, n.d.
  32. Safira, Desy, and Alif Ilham Akbar Fatriansyah. “Bisnis Jual Beli Online Dalam Perspektif Islam.” Al Yasini : Jurnal Keislaman, Sosial, Hukum Dan Pendidikan 5, no. 1 (May 2020): 57–68. https://doi.org/10.15642/AL.
  33. Salam Dalam Transaksi Jual Beli, Akad, and Saprida Sekolah Tinggi Ekonomi dan Bisnis Syariah Indo Global Mandiri Palembang. “Akad Salam Dalam Transaksi Jual Beli.” Mizan: Journal of Islamic Law 4, no. 1 (June 2018): 121–30. https://doi.org/10.32507/MIZAN.V4I1.177.
  34. Salim, Munir. “Jual Beli Secara Online Menurut Pandangan Hukum Islam.” Al Daulah : Jurnal Hukum Pidana Dan Ketatanegaraan 6, no. 2 (December 2017): 371–86. https://doi.org/10.24252/ad.v6i2.4890.
  35. Satria, Wira Gagah, and Mas Anienda. “Asas Itikad Baik Dalam Perjanjian Melalui Fitur Paylater Aplikasi Gojek.” Media Keadilan: Jurnal Ilmu Hukum 12, no. 2 (November 2021): 216–32. https://doi.org/10.31764/JMK.V12I2.6210.
  36. Shobirin. “Jual Beli Dalam Pandangan Islam.” BISNIS : Jurnal Bisnis Dan Manajemen Islam 3, no. 2 (2016): 239. https://doi.org/10.21043/bisnis.v3i2.1494.
  37. Shobirin, Shobirin. “Jual Beli Dalam Pandangan Islam.” BISNIS : Jurnal Bisnis Dan Manajemen Islam 3, no. 2 (2016): 239. https://doi.org/10.21043/bisnis.v3i2.1494.
  38. Siregar, Padian Adi Salamat. “Keabsahan Akad Jual Beli Melalui Internet Ditinjau Dari Hukum Islam.” EduTech 5, no. 1 (February 2019): 57–65. https://doi.org/10.30596/EDUTECH.V5I1.2762.
  39. Syaifullah, Syaifullah. “Etika Jual Beli Dalam Islam.” HUNAFA: Jurnal Studia Islamika 11, no. 2 (December 2014): 371. https://doi.org/10.24239/jsi.v11i2.361.371-387.
  40. Wafa, Ah Khairul. “Tinjauan Hukum Ekonomi Syariah Terhadap Shopee Pay Later.” J-HES: Jurnal Hukum Ekonomi Syariah 4, no. 1 (June 2020): 16–30. https://doi.org/10.26618/J-HES.V4I01.3588.
  41. Wahab, Fatkhul. “Riba: Transaksi Kotor Dalam Ekonomi.” Iqtishodia: Jurnal Ekonomi Syariah 02, no. 02 (November 2017): 28. https://doi.org/10.35897/IQTISHODIA.V2I2.99.
  42. Wati Suaiawati, M. A. “Jual Beli Dan Dalam Konteks Kekinian.” Jurnal Ekonomi Islam 8, no. 2 (November 2017): 176–77.
  43. Zed Mustika. Metode Penelitian Kepustakaan. Edited by Yayasan Obor and Nasional. Jakarta, 2004.